PTC SCAMS and WARNINGS

Latest Updates and Reviews - June 2008

I try to add new updates everyday and the lens is growing. I would recommend that you use Ctrl-f to search for information, but it only works for FireFox and not for Internet Explorer. I like FireFox because it can also handle problems with popups, 0Iframes and spyware.


June 2 2008: 2ree.net - 2 cents per click looks too good to be true.

June 2 2008: Onebux.net better stay away. It has the CreditBurner ads that can have virus and spyware. onebux.net

June 2 2008: Buxed.info, Buxlv.com, Buxing.info, TheBux.info belong to the same owner. Buxed.info requires you to upgrade to be paid and complaints of non-payment. Be careful of the others. buxed.info

June 2 2008: Neobux - Be aware that the referrals that you pay for are on rent for one month only.

June 1 2008: 4bux.info has deleted all standard members and erased their balance and only upgraded members will be paid. 4bux.info

June 1 2008: PTCash - they are having database problems; losing members and referrals. PTCash

June 1 2008: 07bux.net - lots of complaints at the forum. 07bux.net

June 1 2008: Myptc.net deleted members' accounts. myptc.net

June 1 2008: Bux3 - members can't login or have their accounts been deleted? bux3

June 1 2008: Isabelmarco is down due to problems at the hosting company. Isabelmarco

June 1 2008: GGepay says in their blog that they are going to partner with FoxCash which is not true. GGepay





Latest Updates and Reviews - May 2008

These are not necessarily scams, but information that may be useful.

May 31 2008: Xeni-dk Paying 1 cent per click but only charging 0.1 cent per advert. Can they survive?

May 31 2008: GG-Bux "Currently in pre-launch you will not get paid to click yet""All accounts will be reset upon launch of GG-Bux"

May 31 2008: Buxwanted can't pay because their AlertPay account is suspended. Buxwanted

May 31 2008: Nominbux is down due to hosting problems - according to the owners. Nominbux

May 31 2008: Iframes Explanation of the dangers of 0Iframes. Iframes

May 30 2008: SilverBux Be careful with cheat link or you will be flagged as cheater.

May 30 2008: BuxP Be careful of cheat link that will erase all your earnings. Members from China will have to upgrade to be paid.

May 30 2008: Hypoads Ads only site. Earnings are for advertising purposes only.

May 30 2008: Greenbux Be careful. It is on free hosting - greenbux.co.cc

May 30 2008: Bux3 Members are missing referrals. Bux3

May 30 2008: CrewBux Only premium members can request through paypal.

May 30 2008: Clixmania seems to be gone. Clixmania

May 29 2008: paid2click Be careful. It is on free hosting - paid2click.web44.net

May 29 2008: Jetgen TOS - All earnings is for advertising purposes.

May 29 2008: TimeforCafe has banned people from China.

May 29 2008: Buxbrasil Virus warning. Buxbrasil

May 29 2008: Buxtc Virus warning. Buxtc

May 28 2008: Bluebux Be aware that it is on free hosting. bluebux.gofreeserve.com

May 28 2008: Microbux uses Payads which has viruses. Microbux

May 28 2008: Clickosaur.us under new management. Clickosaur.us

May 28 2008: Buyas.net has a new admin that seems to be paying. The admin is from buxbrasil Buyas

May 28 2008: persianptc 0-iframes on homepage. Persianptc

May 28 2008: click-cents owner had many sites that disappeared. click-cents

May 28 2008: Buxology If your downlines click on cheat links your account gets deducted too. buxology

May 27 2008: Fullbux.org same owner as fastestbux.org which has some complaints of non-payment. fullbux

May 27 2008: Buxtc same owner as Masterbux. buxtc

May 27 2008: Lifebux Be careful. It is on free hosting, lifebux.web44.net

May 27 2008: legend-mails.com, eagle-mails.com, bear-mails.com, michaelmails.com, cloudbizs.com, motomails.com, 100-usd.com are all scams. No one can pay $200 per email. (Thanks Sebaro for the info)

May 27 2008: Angelbux Owner is Scott from Diffusion Studios or is it now Kayla. angelbux

May 27 2008: loyalbux Owner seems to be new to PTC. loyalbux

May 27 2008: gkcash, blue-mails, fun-mails are scams. Nobody can pay $200 to $2000 per mail. (Thanks Sebaro for the info)

May 26 2008: BuxClickMoney Be careful. They are on free hosting. BuxClickMoney.AlterVista.ORG

May 26 2008: IceBux Their IceBux store seems to be selling "party pills" and their site has Credit Burner that has virus and spyware. icebux This has now been disputed by the owner. Read the guestbook.

May 26 2008: PacificClicks seem to have a long history. - 1.PacificClicks.com - Site closed down. 2. PacificClicks.net - closed and sold a few times and now restarted. pacificclicks

May 26 2008: APairof is now paying in ads only. apairof

May 25 2008: TheRichCash making a comeback on Jun 1. Owner said that he will pay back those he owed when he closed down the site. therichcash

May 25 2008: Buxil They have a banner at the bottom of the home page that says "Buy this site for $10"

May 25 2008: GelPay owner seems quite new to PTC. gelpay

May 25 2007: unaltptc.gofreeserve.com is on free domain/host and only pay with ads.

May 25 2008: PacificClicks now has the same owner as kooplinks. pacificclicks

May 24 2008: BuxEarnings Complaints of non-payment. BuxEarnings

May 24 2008: Crewbux Another strange requirement "If you make payout from other ip than you join so your payment will deny" In some countries, the IPs are dynamic and changes all the time!

May 24 2008: DailyClicks.biz Payment requests refunded into accounts. dailyclicks

May 24 2008: Croclix is back with older database. croclix

May 24 2008: Bux.to I received my payment from them after waiting since Dec 30 2007. buxto

May 24 2008: Masterbux is suddenly paying again. Masterbux

May 23 2008: Retrobux: Same owner as agebux and directbux which were both scams. Retrobux

May 23 2008: Sharebux: Owner is selling the site. Sharebux

May 23 2008: 4bux.info: Site is down for a makeover according to the message in the forum.

May 22 2008: YayClicks: is gone. Thanks phreakish for the info.

May 22 2008: Frbux: Beware it is on free domain. frbux.free.fr

May 22 2008: QuickerClix: Same owner as Tincity which was scam. QuickerClix

May 22 2008: Western Union: Beware of phishing mail. It is not from Western Union. Western Union

May 22 2008: Ultra-bux: Changing to a new script. All members' earnings will be lost.Ultra-Bux

May 22 2008: MoneyClicks: You need to upgrade to see your referrals.

May 22 2008: ClixMania: lots of complaints at their forum and admin is not answering. ClixMania

May 22 2008: HolyBux: is gone and now redirects to Beany Bux

May 22 2008: Cashbux: Be careful. It is on free domain. cashbux.100webspace.net

May 21 2008: ClickPropaganda the same owner as ClickSensation.

May 21 2008: Surebux Starting again. All previous members and earnings are gone.

May 21 2008: 07bux lots of complaints at their forum.

May 20 2008: Depacco is a scam. No site can pay $10 per email. (Thanks ujiana for the info)

May 20 2008: HolyBux There are rumors that it is owned by a 13 year-old. Holybux

May 20 2008: IsabelMarco members inactive for more than 20 days will be deleted.

May 20 2008: Buxone after scamming so many people is now making a comeback. Refer to update April 10.

May 20 2008: TripleBux info from ggepay to say the triplebux could be a scam. Triplebux

May 20 2008: ClickSensation Payouts to members in China,Taiwan,and Hong Kong will only be to Upgraded members that have Verified Paypal .

May 19 2008: Buxjunction, Buxify You will need to upgrade to be paid.

May 19 2008: BeanyBux lots of clicks, but if you click a cheat link your account gets reset to zero.

May 19 2008: Technobux is back, but all previous payments and members are gone. (Thanks Ivy for the info)

May 19 2008: CrewBux Lots of complaints in their forum about losing referrals. (Thanks shalumalaka for the info). Also, read update May 9.

May 19 2008: AlertPTC same owner as brptc that is gone without paying. AlertPTC

May 19 2008: Earn.nu belongs to Oliver Jensen, the owner of earnbux, instantads that are gone without paying. He also owns buxptc. Earn.nu

May 19 2008: HappyClix.net Rumors that the owner is 16 years old. HappyClix

May 18 2008: Buxing.info Can they pay 3 cents per click but only charge 1 cent per advertising click?

May 18 2008: GGTheatre only pays via GGepay. Be careful with ggepay. Read update April 25 2008

May 18 2008: xFoxbux Be careful. They have pay-ads on the site which will load all sorts of spyware and viruses on to your computer.

May 18 2008: Bux88 almost all ads lead to adult sites.

May 18 2008: Seven-bux owned by premier ptc network

May 18 2008: X3Bux has links to adult sites.

May 18 2008: Paykings owned by craig murray. He also owns buxsense, buxit, earnrevenue which are either "sold" or not paying. Paykings

May 18 2008: Electricbux.com Belongs to the same owner as Hot-bux, Paid2clickads, Spiderbux which were converted to ads-only sites after awhile.

May 18 2008: PTCash "We are having some issues with the Server, Such as Viewing ADs, and Captcha errors. We are working to solve it as soon as possible."

May 17 2008: Nominbux Be careful. Is it possible for a site to run without minimum payout? They seem to be pushing hard to get referrals at pre-launch.

May 17 2008: UpCash.biz TOS - "you can't request a cashout to alertpay. Only trade for ads." (My warning at May 15 is proven true)

May 17 2008: Mincashbux, Minbux are gone without paying.

May 17 2008: Bux4all is down.

May 17 2008: DaddyBux The payout button is enabled again. daddybux

May 17 2008: 07bux has the "losing" referral problem.

May 16 2008: BuddyPond Not many ads a day, but they pay and reply to queries promptly.

May 16 2008: Bigxbux2 (bigx2.bigxmailer.com) suppose to be 4 cents per click but no money received. (Thanks kacaubird for the info)

May 16 2008: BestBux.net has the "losing referral" problem.

May 15 2008: 1stBux Members who are inactive for more than 7 days will be deleted.

May 15 2008: UpCash.biz Be careful. 2 cents per click and $2 payout sounds too good to be true.

May 15 2008: Emobux proofs of payments - a bit suspicious. Emobux

May 15 2008: Paykings you need to pay to sign-up.

May 15 2008: Bux88 the owner that was promoting it at PTCTalk is leaving. Bux88

May 15 2008: Bux100 account suspended.

May 15 2008: KoolKlickins, NetWinner added to the watch list of PTCBoycott

May 14 2008: pttracker Complaint of delayed payment and the forum is under maintenance for over a month (Thanks reisuke for the info)

May 14 2008: BuxBrasil uses pay-ads which have pop-ups and viruses.

May 14 2008: Buxology is up again with an aurora script.

May 14 2008: TripleBux Errors in the members' stats. TripleBux

May 14 2008: Uronlinebux TOS - Inactive accounts are deleted after 2 weeks.

May 14 2008: MysearchFund Complaints of searches being deleted. Mysearchfund

May 14 2008: Bux2you Clicks are not credited. Bux2you

May 13 2008: ClickHereToProfit Owner planning to sell the site. ClickHereToProfit

May 13 2008: Conceptbux Problems with the script. ConceptBux

May 13 2008: Buxearnings All payments need to be made to their new AlertPay account buxearningss@gmail.com.

May 13 2008: LazydogClicks, Nicevilleptc Problems with host. LazyDogClicks

May 12 2008: Extra10 belongs to the same owner as earn3, clicksia and incentria.

May 12 2008: Onebux.net does not belong to clixncash. OneBux

May 12 2008: Justbux.net Possibly the same owner as profbux which have complaints of non-payment. JustBux

May 12 2008: bigx2.bigxmailer.com Very suspicious. Paying 4 cents per click.

May 12 2008: Fxlayer Be careful. It is blacklisted for 0-iframes and viruses. (Thanks Stalky for the info)

May 12 2008: VipBux Be careful with the cheat links. VipBux

May 12 2008: Chick-mails, rat-mails are definitely scams. No one can pay $20-$200 per mail. Thanks Daniel for the info.

May 12 2008: Earn3 has raised its payout to $10 (Thanks mrnintendo for the info).

May 12 2008: PTCash has raised its payout to $5.

May 11 2008: BuxPlace, BuxtoAds, EuroToAds belong to the same owner. BuxToAds and EuroToAds are for advertising only.

May 11 2008: MoneyClicks.co.cc Be careful. It is on free hosting. MoneyClicks

May 11 2008: 1centbux.com, livebux.info very few ads. (Thanks Mathmaticious for the info)

May 11 2008: buxz.info, clickonbux.info, buxclicker.info, ad-bux.info belongs to the same owner and has not been paying (Thanks bayoujim for the info)

May 11 2008: Smurfybux.info is now Smurfybux.com

May 11 2008: Workfor1dollar belongs to the same owner as nitroclix which is gone now. workfor1dollar

May 11 2008: Pro-ads belong to Ronnie and very few ads. Refer to update April 28. pro-ads

May 11 2008; HispanoBux is on sale. hispanobux

May 11 2008: CrazyPTC is gone. crazyptc

May 11 2008: DonkeyMails, No-minimum Do not reply to the email that say that you have won $400. It is a phishing email trying to get your info.

May 10 2008: ByteBux same owner as Kooplinks and PTC-house.

May 10 2008: Buxx7 has premium clicks of 2 cents and payout of 2 cents?

May 10 2008: BuxPlace 50% of your earned money to your AlertPay account and 50% can be redeemed for advertising.

May 10 2008: Xurst.net The home page says they pay via stormpay, but stormpay was a payment processor that was a scam has been gone for a long time. - May 13 - They have replaced stormpay with paypal (Thanks Angelo for the info)

May 10 2008: Croclix, Buxology are down because of hosting problems. croclix

May 10 2008: InvestBux.info TOS - You can not refer other people via your referral link. But you can buy referrals at InvestBux and you will will only earn referral income those that you have bought and have been added to your account.

May 10 2008: Soulbux is down or could be gone.

May 9 2008: TinCity Not paying because Admin said that his paypal account was hacked. tincity

May 9 2008: AdverBux You will receive 1 referral exchange credit per each referral you have that is banned. adverbux

May 9 2008: Crewbux In the register page of the site - "If you registered in without referer, you get $0.11 reg bonus!" I think that they are "stealing" your referrals by paying them not to join you.

May 9 2008: Americanbux Be careful. It is on a free domain. americanbux.newsit.es

May 9 2008: BuxAds Complaints of non-payment. buxads

May 9 2008: Cashmybux, Makemybux, Clickmybux Your referrals need to sign-up using IE and not Firefox or you will lose them.

May 9 2008: Place4Earn only pays to e-gold.

May 8 2008: Bux-Jungle How can they pay 2 cents per click when they only charge 0.2 cents for adverts?

May 8 2008: Clixmania taking longer to pay. clixmania

May 8 2008: PlusBux Will not be paying because their account is suspended. plusbux

May 8 2008: Buxvisit Members from China can only redeem for ads.

May 8 2008: Goodbux Complaints of non-payment. Same owner as 5Buxs.cn which is also not paying. goodbux

May 8 2008: TFBpaidclicks has a new owner.

May 7 2008: Globalbux Complaints of non-payment. globalbux

May 7 2008: RevolutionBux "You can use the site for ads or you can redeem the ads for shares of the sales for that month."

May 7 2008: MinBux, MinCashBux sites are slow or not accessible due to hosting problems. Admin said should be fixed soon.

May 7 2008: Freshbux problems with referrals' link.

May 7 2008: Clix4money account suspended.

May 7 2008: Mibux is down due to server upgrade.

May 7 2008: FoxCash All suspended members due to the bugged link is now restored. (refer to yesterday's update)

May 6 2008: DivinitysClick Members from China need to upgrade to be paid.

May 6 2008: Foxcash Beware of this Ad link "BusyClicks -1 Payout". It will get your account suspended. It was a bug.

May 6 2008: Surebux Payout is $20.00 via PayPal within 30 business days. Be careful, PayPal may also suspend their account.

May 6 2008: PTCash is Not related to xclix or foxcash but the owners are friends. ptcash

May 6 2008: CashMyBux Watch out for cheat links that would remove your earnings.

May 6 2008: AlertBux same owner as buxer.org that reset members account, citing PayPal problems. alertbux

May 5 2008: Bux88 You must click at least one search result per day in order to be paid, but search engines do not allow forced searches and their account may be banned. bux88

May 5 2008: Blackbux.awardspace.com payments are only for advertising.

May 5 2008: MakemyBux same owner as CashmyBux

May 5 2008: ubux.biz, ptcpay.com, bux1.net has been sold. ubux

May 5 2008: Buyas.net is for sale. Buyas

May 5 2008: 1stBux is up again.

May 5 2008: Ubux.biz is down.

May 5 2008: Nightbux No ads and the admin is not at the forum since early April NightBux

May 4 2008: Skybux, discobux admin sent a rude email. SkyBux

May 4 2008: Ultra-Bux problems with referrals' links on Firefox. Ultra-Bux

May 4 2008: BroadBandClicks sending spam mail to non-members. (Thanks Diana for the info) BroadBandClicks

May 4 2008: Divinitysclicks owned by Michelle Lanser. Same owner as paymentchain which has been down. Anyone who bought upgrades on paymentchain can contact her and she will give them the upgrade on divinityclicks. divinitysclicks

May 4 2008: CashmyBux is down.

May 4 2008: Croclix Changing to new server.

May 4 2008: Buxup is now sold to Zack. buxup

May 4 2008: Admonsta, fusionbux Started by the same owner as DiceAd which had a lot of pending payments. admonsta

May 4 2008: GoldAds "Cashout only after 5th of May to Premium Users and 10th May to standard." Beware. They have added links to adult sites.

May 4 2008: Paid2Seek do not pay to non-US residents. Read the help section on their site.

May 4 2008: Getbux.in lots of complaints at the forum and no response from the Admin. getbux and now it has been hacked. (Thanks Derek for the info)

May 3 2008: Apairof raised the minimum payout from $1 to $5 and are not sending any more mails. (Thanks Diana for the info)

May 3 2008: Intbux.net They are charging 0.9 cents per click. How can they pay 2 cents per click and 2 cents per referral's click?

May 3 2008: Ubux is for sale again. ubux But, the owner said it is not for sale. ubux

May 3 2008: SpiderBux Now, earnings are for advertising only. Read update May 1.

May 3 2008: FoxCash is up again after the hack attempt. Check to make sure that your details are not changed.

May 3 2008: FundSwapping, Move-funds Be careful with sites that allow you to transfer from Paypal to other payment processors - you could get your Paypal account frozen.

May 2 2008: Gpmptc Problems with referral purchase. gpmptc

May 2 2008: FoxCash site was hacked.

May 2 2008: CashHarvest same owner as TheClickers.net.

May 2 2008: CashFromAds is for sale. cashfromads

May 2 2008: Buyas.net Complaints of non-payment. buyas.net

May 2 2008: Buxa.in Complaints of non-payment. buxa.in

May 2 2008: AdverBux If you have a blue membership and can't login because your country is banned, try to use this link to login http://adverbux.com/login.php

May 1 2008: AdverBux "Hey guys,
We have been forced to initiate some major changes to the Adverbux system. We have found many people from both middle eastern and asian countries cheating the adverbux system via fake referrals and using software bots to play arcade games - we cannot let this continue. We've had a couple hack attempts, and a DOS attack originate in China. We've also received hundreds of chargebacks (total of over $1,000 USD) recently via google checkout, all from these different regions... As a result, we deem it not in the best interest of the site to maintain a presence in these countries. Adverbux will, from now on, only be available to internet users from the United States, United Kingdom, Australia, New Zealand, and Canada.

We apologize for any inconvenience this has caused. If you are not from one of the listed countries, but purchased an upgrade (blue membership) on adverbux, we will let you keep your account. Likewise, if you purchased any referral packs, just send an email to "staff@adverbux.com" and we will restore your account to you.

I apologize again for this. It is not something I wanted to do - I tried to hold out as long as I could, but the risk outweighs any potential benefits of operating in countries from Asia, the middle east, and elsewhere.

Thank you for understanding,
Seanybob" - Another shocking news.

May 1 2008: GPTBux.net new name for RapidCashBux.

May 1 2008: EasyClicks.org Members from China can't have more than 10 members unless they are bought.

May 1 2008: Notbux Be careful. It is on free hosting. notbux.exofire.net

May 1 2008: Neobux Read the TOS - "3.7. The clicks you win from referrals are directly related to the clicks you make. The maximum you will receive is twice the clicks per referral on the day after your clicks." neobux

May 1 2008: MoppelBux Owner making false claims. moppelbux

May 1 2008: SkyBux, DiscoBux has the same owner and she accused SpiderBux of being a scam. skybux

May 1 2008: SpiderBux.info Signup fees $0.1 which is then transferred back to you on your account. Same owner as Uniquebux.info

May 1 2008: Cash-Harvest same owner as TheClickers.net

May 1 2008: PrizeeBux complaints of losing referrals. prizee-bux

May 1 2008: Bux-it complaints of non-payment. bux-it

May 1 2008: Belici.net, crysisbux.zxq.net, bestpaid.zxq.net belongs to the same owner and crysisbux.zxq.net has not been paying. belici.net

May 1 2008: TitanClicks.com, TurboBux.com, PTCTalk.com, TheCashFeed.com, and TitanCash.net are all for sale. AdverCash.net will not be for sale. Shocking news for all. (Thanks Corus & rrr for the info)titancash.net

Scam list

Scam List




This is a list of known scams that I have managed to compile and is definitely not exhaustive. There are other sites, especially new ones, that may not have revealed their 'true colors' yet. So, be careful with them. And even paying sites can suddenly become non-paying sites.

As a general warning, PTC/PTR sites that pay high amounts per click or high payouts would not be sustainable and most likely be scams. Which advertiser would be willing to pay $1 or more per click or email?

In addition, check my daily updates on PTC/PTR.

The scam sites are listed in Alphabetical Order, starting with Numbers, and then Letters. In the brackets, I tried to indicate the source and not sustainable means that it is not possible for the site to pay the high amounts of money they promise

1
1-800-Mail.com (Gptboycott)
1000Clicksptr.com(uronlinebiz)
100cents-1000dollars.com
100-dollars-mail.com
100dollarsbonus.info (uronlinebiz)
100dollarsmails.com
100euromails.com
100usd.com
10dollar-mail.com
10euromails (not sustainable)
168paid.com (uronlinebiz)
1-dollar-mail.com
1stprofit.com

2
2-dollar-mail.com
2-opt.com (Gptboycott)
2008mails.com (getpaidforum)
200dollars-email.com
200dollarsmail.com
200eurocent-200euro.com
200euromails.com
200euromails.net
20dollarsmail.com
247payouts.com
25dollarsmail.com
25-dollars-mail.com
2dollaremails.com

3
3-dollar-mail.com
300dollarsmail.com
30dollarsmail.com (Gptboycott)
37-21mail.com

4
400dollarsmail.com
4bux.info (refer to update June 2)

5
5-dollar-mail.com (getpaidforum)
500cents-500dollars.net
500cents-500dollars.org
500pounds-and-500pence.com
50centptr.com (uronlinebiz)
50dollarsmail.com
520Searcher.com
5dollarmails.com

6
60euromail.com
60de.com

7
7878clicks.com(uronlinebiz)
7centsolos.com
7thheavenptr.net (Gptboycott)

8
8cent-emails.com
80euromail.com

a
a-n-cash.com (not sustainable)
an-cash.com (not sustainable)
aaa-mails.com
activeptr.net (not sustainable)
ad5.biz (uronlinebiz)
ad-fortune.com
adsbux.org
adsmaker.net
adsneed.com(uronlinebiz)
aglocomails.com (not sustainable)
ahacash.com
allcashmail.com
allyousubmitters.com (Gptboycott)
almiyachts.com
alwayspay.com
american-mails.com
amigoemail.com
Amity-Cash.com (watch list, gptboycott)
ans-advertising.com (uronlinebiz)
anycallmails.com (not sustainable)
apachemails.com
applemails.com
appolomails.com
arab-gpt.com (uronlinebiz)
Arabbux.com (PtcTalk)
arcane-mails.com
arcsurvey.com
arcticmails.com (uronlinebiz)
asonewishes.com (uronlinebiz)
at-mails.com
atom-mails.com (not sustainable)
atomsmails.com (not sustainable)
auction-emails.com
awsurveys.com (read update 10 Dec 2007)

b
babyloncash.com
ban-mail.com (uronlinebiz)
banboocash.com (not sustainable)
bank-mails.com
bank-mails.net (not sustainable)
bearshare-mails.com (uronlinebiz)
beautymails.com (uronlinebiz)
beeptr.com (uronlinebiz)
beetrmails.com (not sustainable)
best-mails.com (getpaidforum)
best-hyip.be
bestflymails.com
beta-cash.com
bettybucks.com
beyondemails.com (uronlinebiz)
bez-minimum.info (getpaidforum)
bigdollat-mails
biggestdollars.com
bigluck-mails.com (uronlinebiz)
bigpaymail.com (Gptboycott)
billiondollarmails.com(uronlinebiz)
bluemaniacs.com (uronlinebiz)
bluerwebmail.com
boa-mails.com
bobomails.com (not sustainable)
Bobmail.com
boffopaidmail.com (Gptboycott)
Bonniemails.com
boratmails.com (uronlinebiz)
businessptr.com (uronlinebiz)
boss-mails.com
BournemouthBreeze.com (Gptboycott)
bravevolitation.com
bugcash.com
buxer.org (read update 25 Jan 2008)
buxeuro.com
buxgalore.com (read update 8 Dec 2007)
buxone.com (read update April 10 2008)
Is bux.to a scam?

c
camel-mails.com
can-discount.com
candy-mail.com(uronlinebiz)
cannabismails.com
capitalmails.net
Cash2all (lots of non-payment complaints at their forum)
cashbux.com
cashbux.org
casheden.com (uronlinebiz)
CassandrasClicks (Gptboycott)
cash-kitty.com
CashFiesta.com (Gptboycott)
cashnclicks.com
cashorigin.com (uronlinebiz)
cashpointclicks.com
cashread.com (Gptboycott)
cashsea.com
casino-mails.com
Cat-mail.com
cat-mails.com
cat-ptr.com
catch-cash.com (Gptboycott)
class-act-clicks.co
classical-mail.com (Gptboycott)
cgcash.info
charm-mail.com
chicago-ptr.com (uronlinebiz)
chick-mails.com
chobit-mails.com
chobitmails.com
chobitsmails.net
click2earnmoney.com (uronlinebiz)
click-mails.com
click-wizard.net (read update 2 Dec 2007)
clickbux.org
clickbuxx.com
clickcent.net (read update 7 Dec 2007)
clickearnmoney.com
clickingmoney4u.com
click-monkey.biz (uronlinebiz)
clickoly.com
clicks-4-cash.com (read update 21 Dec 2007)
clicktopsites.com (uronlinebiz)
clixy.net (read update 2 Dec 2007)
CloneBux.com (uronlinebiz)
cloudmails.com (uronlinebiz)
closet-clickers.com (uronlinebiz)
cloverclicks.net (read update 7 Dec 2007)
coast-mail.com
coastmail.com
coinclicks.info (read update 23 Dec 2007)
comeongain.com (getpaidforum)
compactmails.com
cookie-mails.com (uronlinebiz)
cooperativemail.com
copymails.com
cosplaymails.com (uronlinebiz)
coverclicks.com
cowboy-mail.com
crabmails.com
Crazy-4-cash.com (uronlinebiz)
cream-mails.com

d
dallas-ptr.com (uronlinebiz)
danger-mails.com (uronlinebiz)
davemails.com (not sustainable)
DarkAngelMails (watch list, gptboycott)
daydayupemails.com
dayscash.com (uronlinebiz)
dayseeking.net (uronlinebiz)
deepseacash.com
deliriouspaidemails.com (uronlinebiz)
delta-cash.com
devclix.com
devscripts.com (uronlinebiz)
DiamondBux.com (uronlinebiz)
digital-ptr.com
dj-mails.com
dog-mails.com (not sustainable)
dollar-factory.com (promotes a list of scam sites)
dollarsmaker.net
dollarslove.com (Gptboycott)
dollarsmaker.com (uronlinebiz)
dolphincents.com
Domainmail.com
donkeycash.info (uronlinebiz)
donut-m.biz (uronlinebiz)
duno.com
dragone-search.com
dragonhole.com
dreamstarmail.com (Gptboycott)
drumcash.com
dynasty-mails.com
dungeonanddragonemails.com
d-biz.com (uronlinebiz)

e
e-mailptr.com (not sustainable)
eagleclicknet.com (uronlinebiz)
earn-emails.com
earn4read.com (not sustainable)
earnptr.com
earnup.com
easy-gain.com (uronlinebiz)
easyhits.org (read update 14 Dec 2007)
egoldclicks.net (read update 21 Dec 2007)
electric-mails.com
elephantadvertising.com
elephant-mails.com
e-mailptr.com
email2rewards.com
e-mailpaysu.com
emailpremium.com
emailprofit.us
emails-empire.com
emailspayu.net
emails-empire.com
emeraldcoastptc.info
energy-mails.com
englandbux.com
englandbux.org
enjoyfunds.com
eqmails.com
eurocentsmail.com
eurobux.org
euro-mails.com
europtr (not sustainable)
everylooking.com (uronlinebiz)
eceryrich.com (uronlinebiz)
expert-mails.com
eyemails.com (uronlinebiz)

f
fairydollars.com
FairyTalePTR.com (Gptboycott)
farland-cash.com
fastbux.com
fastbux.org
fastcashemaills.com
fastpaidptr.com (getpaidforum)
fellowequality.com (getpaidforum)
fillmyaccount.com
filmyinbox.com
fire-mails.com (not sustainable)
flashrich.com
flaviomails.be (uronlinebiz)
fly-field.com (not sustainable)
freeclickcash.net (read update 2 Dec 2007)
free-kingdom.com (not sustainable)
freemoneymails.net (uronlinebiz)
feer-mial.com
feermial.com
fortuneemail.com
fourleafclovermail.com (uronlinebiz)
ft-mails.com (not sustainable)
funkycashmail.com
futureptr.com
fx-mails.com (uronlinebiz)

g
gamma-cash.com
gem-mails.com
getpaid4clicks.com (uronlinebiz)
getpaidbyemail.com
getpaideasy.com
GetPaidLinks.net
getpaidwatch.com
getor-mails.com
giga-cash.com
giga-mails.com (not sustainable)
goaio.com
godmail.info (uronlinebiz)
godmails.com (uronlinebiz)
gogoplease.cn (uronlinebiz)
goldencatch.com (uronlinebiz)
goldenemail.com
goldptr.net
golfmails.com
goodluck-email.com
google-mails.com
gothic-mail.com (uronlinebiz)
gowellup.com
gp2profits.com (read update 15 Dec 2007)
graspaftertime.com
grassmails.com
green-cash.com
greetgold.com

h
halfmillionmails.com
halomoney.com (getpaidforum)
happyearning.com
happyptr.com
healthyptc.com
heroptr.com (uronlinebiz)
highbidppc.com
HappyBizs.com (Gptboycott)
HKbux.com (read update March 30 2008)
holiday-mails.com (Gptboycott)
hollywood-mail.com
honestmails.com
honestptr.com
horse-mails.com
huge-mails.com
husky-mails.com

i
iCashout.com (PTCTalk) (update 20 Dec 2007)
ice-mails.net
ilikeemails.com
insaneptr.net (uronlinebiz)
inspiremarrow.com (not sustainable)
instant-dollars.com
instantads.org (uronlinebiz)
intgold.com
invest-mail.com
iphonemails.com (not sustainable)
ippomails.com
ippomails.net

j
Jackpot-ads.biz (uronlinebiz)
jays-paidmail.com
job-readmail.com
junglecash.com
jungleclicks.com (uronlinebiz)
justcashInc.com

k
kiddays.com
kitcatcash.com
klikini.net
kukmail.com (uronlinebiz)

l
libertycash.biz
lifeisabeachclicks.net
lightstarmail.com
linkread.com
lion-mails.com
littleengineptr.com
loading-mails.com
logans-legacy.com
lolclicks.com
lookingemail.com (Gptboycott)
lovebird-mails.com
loveburd-mails.com
loving-mail.com

m
magicalmails.com (not sustainable)
MagiCash.com (uronlinebiz)
magic-mails.com (uronlinebiz)
magnetismail.com
MailBling.com (watch list, gptboycott)
mailero (not sustainable)
mails2earn.net
Make-free-money-online.info (MFMO) (read update 2 Dec 2007)
malisanko-emails.com
mangoemails.com
many-mails.com
mapleptr.com (Gptboycott)
maystromails.com
maystromails.net
MDbux.com (PtcTalk)
medal-mails.com
mega-ptr.com
megaptr.com
meggarichemails.com
mellow-mails.com
metal-emails.com
metalpaidread.com
meteor-mails.com
michellesrandomizer.com
milion-mail.com
million-mails.com
millionaire-mail.com
mimimcash.com
minbux.com
mincashbux.com
Mintysmails.com
MiniBux.com (uronlinebiz)
moneybagsmail.com
moneybux.com
moneybux.org
moneyclicks.biz
moneyems.com
moneydogptc.com
moneymouser.com
moneysbank.com
moonbux.com
mushroomsmail.com
mybux.info (misleading, read update 5 Jan 2008)
mygpt.com
mysweetheartmail.com

n
nature-mails.com
netgold4u.com
newsptr.com (not sustainable)
niceptr.com
NickelsByEmail.com (Gptboycott)
NickOfTime-Email.com (watch list, gptboycott)
njgirl.biz (uronlinebiz)
no2allmails.com (uronlinebiz)
Nocs.Us (Gptboycott)
nokiamails.com (not sustainable)
number-emails.com
numenmail.com (Gptboycott)

o
oceansoflife.com (uronlinebiz)
ohomails.com
onedollarmail.com
one-mails.com
oneperson-mail.com
onlygravy.com
onlythebestptr.com (promotes a list of scam sites)
ok-mails.com (uronlinebiz)
ok-ptr.com (not sustainable)
ok-usd.com (not sustainable)
OkayEmail.com (Gptboycott)
onlygravy.com (uronlinebiz)
on-sunday.com (uronlinebiz)
orangemails.com
oursharedsuccess.com
ourpaidmail.com (Gptboycott)

p
paidbux.com
PaidEmail.com (Gptboycott)
paidmail.ru
paidmailagency.com (not sustainable)
paidmailengine.com
paidstation.com (not sustainable)
paidworld.com
paidmail.ru (uronlinebiz)
papajuan.info
pay-to-mail.info (uronlinebiz)
payingcoins.com (getpaidforum)
payyou123.com
payyoudollar.com
perfect-emails.com
pekingcash.com
petromails.com
pcash.info (uronlinebiz)
phoenixcash.info
pig-mails.com (not sustainable)
pizzamails.com
platinum-investment.com
platinum-mails.com
pleasant-mails.com (not sustainable)
polarbearmails.com
pomoterprosemail.com (getpaidforum)
popomails.com
post4cash.com (uronlinebiz)
powerbux.org
power-mails.net (not sustainable)
powersmails.net (not sustainable)
premiermails.com (uronlinebiz)
pretti.mail.com
prettyptr.com
pretty-mail.com (not sustainable)
probux.net (ptctalk)
professionalmails.com
profers.com
profitfrommails.com
profitptr.net
propaidemail.com (from getpaidforum)
ptcad.net
ptindex.com (misleading - read update Jan 1 2008)
Ptp8.com
ptr-enterprise.com (not sustainable)
ptr-enterprises.com (not sustainable)
ptrforce.com (not sustainable)
ptr-hun.info
ptrland.com
ptr-trading.com
puma-mails.com (not sustainable)
pumpkin-mails.com (not sustainable)
puppypaid2clicks.com

q
quality-profits.com

r
rabbit-mails.com (not sustainable)
racingemails.com (not sustainable)
rainbow-mails.com
rainbow-mail.net (not sustainable)
Ranoscash.com
rat-mails.com
readformoney.us (uronlinebiz)
realmails.com
ReadRevenue.com (Gptboycott)
RichMails.com (Gptboycott)
rivermails.com
road-mails.com (not sustainable)
rock-mails.com
rolex-mails.com (not sustainable)
rosenet-emails.com
royalcash-mails.com
royalinvest.biz (not sustainable)
rushnsuccess.com (not sustainable)

s
saytheirmail.com (uronlinebiz)
scarlettmails.com
secret-mails.net
sea-mails.com
SeekBizs.com (Gptboycott)
seekmails.com (getpaidforum)
sepooq.com
seriousbucks.com
sharedmails.com
sheepmails.com (uronlinebiz)
shirecash.com (uronlinebiz)
silvanamails.com (Gptboycott)
silvanamails.net (Gptboycott)
siteclubemail.com
sky-mails.net (not sustainable)
sky-wolf.net
smile-email.com
smoothlinks.com
SnapDollars.com (uronlinebiz)
snowman-mails.com (uronlinebiz)
solarclick.com
southmails.com
space-mails.com (uronlinebiz)
spaz-emails.com (getpaidforum)
Spedia.com (Gptboycott)
speed-mails.com
spicemails.com (uronlinebiz)
spiderchess.com (uronlinebiz)
spidermanemails.com
sprint-cash.com
startmails.com
strongptr.com
studio-mail.com
summer-mails.us (uronlinebiz)
sunday-mails.com
sunflowersptr.com
sun-cash.com
suns-cash.com
sunsetclix.com (uronlinebiz)
super-mails.com (not sustainable)
super-program.com
superstarmail.com (not sustainable)
SurfJunky.com (Gptboycott)
Surfjunky.com
surfanearn.net
surforhits.com
surprisemails.com
surveyking.com (uronlinebiz)
sweet-mails.com (uronlinebiz)
symantec-mail.com (uronlinebiz)
systemmails.com

t
tarbux.com
tata-cash.com (not sustainable)
tendollarsmail.com
teneuromail.com
tomails.com (uronlinebiz)
TheBux.com (uronlinebiz)
thebux.helloweb.eu (not sustainable)
thegoldclick.com
thegoldmail.com
timelessearn.com (not sustainable)
tnt-e-mail.com
tombmailer.com
tomoonmail.com (Gptboycott)
tons-referrals.com
tradingptr.com (not sustainable)
trafficcool.com (uronlinebiz)
trafficinvader.com (uronlinebiz)
travelmails.com (uronlinebiz)
treasureclicks.info (pays to upgraded member only)
trustfulmail.com
trustmails.com (not sustainable)
turtle-mails.com
twistedclickers.com
twodollarsmail.com
tycoonmails.com

u
unionptr.com
united-empire.com
unitmails.com
universalclix.com.br
usa-canada-email.com
usa-clicks.us (not sustainable)
usd-ad.com

v
vegas-mails.com (uronlinebiz)
velocityclicks.com (refer to update March 15)
verdiencredits.nl (not sustainable)
vice-ptr.com
viennamails.com (getpaidforum)
viper-clicks.com
virtualcardzone.com (read update 7 Jan 2008)
visionptr.com (uronlinebiz)

w
warm-mails.com (not sustainable)
wc-mails.com (getpaidforum)
weapon-earnings.info (uronlinebiz)
webbercash.com
well-email.com (uronlinebiz)
welovepay.com (not sustainable)
western-clicks.com (uronlinebiz)
western-mails.com (not sustainable)
wet-clicks.com
wingmails.com
womail.com (uronlinebiz)
woderemails.com (uronlinebiz)
wonderful-mails.com (not sustainable)
woo-mails.com
worldbux.info (uronlinebiz)
worldwidemails.com
workmails.com (not sustainable)
WowEarnings.com (Gptboycott)
wow-mails.com

X
xsc-mail.com (uronlinebiz)
xtremeptc.com (uronlinebiz)

y
y2e.info (read update 2 Dec 2007)
yippeemails.com

z
zero-investments.com
zwallet.com (gone)
zy-mails.com (uronlinebiz)

(http://www.getpaidforum.com/forums/index.php?showtopic=253189)

PTC SCAMS and WARNINGS

Compiled by Kaushik,
Owner of www.2bux2.co.cc
New PTC currently on prelaunch






PTC/PTR Scam List, Warnings, Updates and Reviews

I have tried many PTC sites. Some have paid me or my friends, some that I have not reached payout and some that became scams.
I think that it is important to realise that, just as with so many things on the Net, there are many sites that are scams. We just have to work together to find out those that are valid and those that are scams.

I compiled the list of scam PTC/PTR sites from the WAHM forum, PTCTalk forum, TalkPTC forum, gptboycott, getpaid forum, myLot, scamdatabase and uronlinebiz. It was obtained from the feedback given by the members in the forums.
In addition to the list, I have also tried to have daily updates, warnings and reviews about PTC/PTR sites. Sometimes, a site may not be classified as scam yet, but there could be things that indicate that it may not be good investment. I may also include some positive reviews etc.

Insurance

Enter your search terms Submit search form

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium. Insurer is the company that sells the insurance. Insurance rate is a factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

The periodic payment made on an insurance policy is called premium.

Types of insurance
Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not. Below are (non-exhaustive) lists of the many different types of insurance that exist. A single policy may cover risks in one or more of the categories set forth below. For example, auto insurance would typically cover both property risk (covering the risk of theft or damage to the car) and liability risk (covering legal claims from causing an accident). A homeowner's insurance policy in the U.S. typically includes property insurance covering damage to the home and the owner's belongings, liability insurance covering certain legal claims against the owner, and even a small amount of health insurance for medical expenses of guests who are injured on the owner's property.
Business insurance can be any kind of insurance that protects businesses against risks. Some principal subtypes of business insurance are (a) the various kinds of professional liability insurance, also called professional indemnity insurance, which are discussed below under that name; and (b) the business owners policy (BOP), which bundles into one policy many of the kinds of coverage that a business owner needs, in a way analogous to how homeowners insurance bundles the coverages that a homeowner needs.[6]

Health

Almost all developed countries have government-supplied insurance for health
Health insurance policies will often cover the cost of private medical treatments if the National Health Service in the UK (NHS) or other publicly-funded health programs do not pay for them. It will often result in quicker health care where better facilities are available. Dental insurance, like medical insurance, is coverage for individuals to protect them against dental costs. In the U.S., dental insurance is often part of an employer's benefits package, along with health insurance. Most countries rely on public funding to ensure that all citizens have universal access to health care.

Disability
Disability insurance policies provide financial support in the event the policyholder is unable to work because of disabling illness or injury. It provides monthly support to help pay such obligations as mortgages and credit cards.
Total permanent disability insurance insurance provides benefits when a person is permanently disabled and can no longer work in their profession, often taken as an adjunct to life insurance.
Disability overhead insurance allows business owners to cover the overhead expenses of their business while they are unable to work.
Workers' compensation insurance replaces all or part of a worker's wages lost and accompanying medical expense incurred because of a job-related injury.

Casualty
Main article: Casualty insurance
Casualty insurance insures against accidents, not necessarily tied to any specific property.
Crime insurance is a form of casualty insurance that covers the policyholder against losses arising from the criminal acts of third parties. For example, a company can obtain crime insurance to cover losses arising from theft or embezzlement.
Political risk insurance is a form of casualty insurance that can be taken out by businesses with operations in countries in which there is a risk that revolution or other political conditions will result in a loss.

Life insurance

Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. Life insurance policies often allow the option of having the proceeds paid to the beneficiary either in a lump sum cash payment or an annuity.
Annuities provide a stream of payments and are generally classified as insurance because they are issued by insurance companies and regulated as insurance and require the same kinds of actuarial and investment management expertise that life insurance requires. Annuities and pensions that pay a benefit for life are sometimes regarded as insurance against the possibility that a retiree will outlive his or her financial resources. In that sense, they are the complement of life insurance and, from an underwriting perspective, are the mirror image of life insurance.
Certain life insurance contracts accumulate cash values, which may be taken by the insured if the policy is surrendered or which may be borrowed against. Some policies, such as annuities and endowment policies, are financial instruments to accumulate or liquidate wealth when it is needed.
Further information: Life insurance
In many countries, such as the U.S. and the UK, the tax law provides that the interest on this cash value is not taxable under certain circumstances. This leads to widespread use of life insurance as a tax-efficient method of saving as well as protection in the event of early death.
In U.S., the tax on interest income on life insurance policies and annuities is generally deferred. However, in some cases the benefit derived from tax deferral may be offset by a low return. This depends upon the insuring company, the type of policy and other variables (mortality, market return, etc.). Moreover, other income tax saving vehicles (e.g., IRAs, 401(k) plans, Roth IRAs) may be better alternatives for value accumulation. A combination of low-cost term life insurance and a higher-return tax-efficient retirement account may achieve better investment return.

Property


This tornado damage to an Illinois home would be considered an "Act of God" for insurance purposes
Property insurance provides protection against risks to property, such as fire, theft or weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, inland marine insurance or boiler insurance.
Automobile insurance, known in the UK as motor insurance, is probably the most common form of insurance and may cover both legal liability claims against the driver and loss of or damage to the insured's vehicle itself. Throughout the United States auto insurance policy is required to legally operate a motor vehicle on public roads. In some jurisdictions, bodily injury compensation for automobile accident victims has been changed to a no-fault system, which reduces or eliminates the ability to sue for compensation but provides automatic eligibility for benefits. Credit card companies insure against damage on rented cars.
Driving School Insurance insurance provides cover for any authorized driver whilst under going tuition, cover also unlike other motor policies provides cover for instructor liability where both the pupil and driving instructor are both equally liable in the event of a claim.
Aviation insurance insures against hull, spares, deductible, hull wear and liability risks.
Boiler insurance (also known as boiler and machinery insurance or equipment breakdown insurance) insures against accidental physical damage to equipment or machinery.
Builder's risk insurance insures against the risk of physical loss or damage to property during construction. Builder's risk insurance is typically written on an "all risk" basis covering damage due to any cause (including the negligence of the insured) not otherwise expressly excluded.
Crop insurance "Farmers use crop insurance to reduce or manage various risks associated with growing crops. Such risks include crop loss or damage caused by weather, hail, drought, frost damage, insects, or disease, for instance."[7]
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake damage. Most earthquake insurance policies feature a high deductible. Rates depend on location and the probability of an earthquake, as well as the construction of the home.
A fidelity bond is a form of casualty insurance that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals. It usually insures a business for losses caused by the dishonest acts of its employees.
Flood insurance protects against property loss due to flooding. Many insurers in the US do not provide flood insurance in some portions of the country. In response to this, the federal government created the National Flood Insurance Program which serves as the insurer of last resort.
Home insurance or homeowners insurance: See "Property insurance".
Marine insurance and marine cargo insurance cover the loss or damage of ships at sea or on inland waterways, and of the cargo that may be on them. When the owner of the cargo and the carrier are separate corporations, marine cargo insurance typically compensates the owner of cargo for losses sustained from fire, shipwreck, etc., but excludes losses that can be recovered from the carrier or the carrier's insurance. Many marine insurance underwriters will include "time element" coverage in such policies, which extends the indemnity to cover loss of profit and other business expenses attributable to the delay caused by a covered loss.
Surety bond insurance is a three party insurance guaranteeing the performance of the principal.
Terrorism insurance provides protection against any loss or damage caused by terrorist activities.
Volcano insurance is an insurance that covers volcano damage in Hawaii.
Windstorm insurance is an insurance covering the damage that can be caused by hurricanes and tropical cyclones.

Liability
Main article: Liability insurance
Liability insurance is a very broad superset that covers legal claims against the insured. Many types of insurance include an aspect of liability coverage. For example, a homeowner's insurance policy will normally include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property; automobile insurance also includes an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others' lives, health, or property. The protection offered by a liability insurance policy is twofold: a legal defense in the event of a lawsuit commenced against the policyholder and indemnification (payment on behalf of the insured) with respect to a settlement or court verdict. Liability policies typically cover only the negligence of the insured, and will not apply to results of willful or intentional acts by the insured.
Environmental liability insurance protects the insured from bodily injury, property damage and cleanup costs as a result of the dispersal, release or escape of pollutants.
Errors and omissions insurance: See "Professional liability insurance" under "Liability insurance".
Professional liability insurance, also called professional indemnity insurance, protects professional practitioners such as architects, lawyers, doctors, and accountants against potential negligence claims made by their patients/clients. Professional liability insurance may take on different names depending on the profession. For example, professional liability insurance in reference to the medical profession may be called malpractice insurance. Notaries public may take out errors and omissions insurance (E&O). Other potential E&O policyholders include, for example, real estate brokers, home inspectors, appraisers, and website developers.
Directors and officers liability insurance protects an organization (usually a corporation) from costs associated with litigation resulting from mistakes incurred by directors and officers for which they are liable. In the industry, it is usually called "D&O" for short.
Prize indemnity insurance protects the insured from giving away a large prize at a specific event. Examples would include offering prizes to contestants who can make a half-court shot at a basketball game, or a hole-in-one at a golf tournament.

Credit
Main article: Credit insurance
Credit insurance repays some or all of a loan back when certain things happen to the borrower such as unemployment, disability, or death. Mortgage insurance is a form of credit insurance, although the name credit insurance more often is used to refer to policies that cover other kinds of debt.
Mortgage insurance insures the lender against default by the borrower.

Other types
Defense Base Act Workers' compensation or DBA Insurance insurance provides coverage for civilian workers hired by the government to perform contracts outside the US and Canada. DBA is required for all US citizens, US residents, US Green Card holders, and all employees or subcontractors hired on overseas government contracts. Depending on the country, Foreign Nationals must also be covered under DBA. This coverage typically includes expenses related to medical treatment and loss of wages, as well as disability and death benefits.
Expatriate insurance provides individuals and organizations operating outside of their home country with protection for automobiles, property, health, liability and business pursuits.
Financial loss insurance protects individuals and companies against various financial risks. For example, a business might purchase cover to protect it from loss of sales if a fire in a factory prevented it from carrying out its business for a time. Insurance might also cover the failure of a creditor to pay money it owes to the insured. This type of insurance is frequently referred to as "business interruption insurance." Fidelity bonds and surety bonds are included in this category, although these products provide a benefit to a third party (the "obligee") in the event the insured party (usually referred to as the "obligor") fails to perform its obligations under a contract with the obligee.
Kidnap and ransom insurance
Locked funds insurance is a little-known hybrid insurance policy jointly issued by governments and banks. It is used to protect public funds from tamper by unauthorized parties. In special cases, a government may authorize its use in protecting semi-private funds which are liable to tamper. The terms of this type of insurance are usually very strict. Therefore it is used only in extreme cases where maximum security of funds is required.
Nuclear incident insurance covers damages resulting from an incident involving radioactive materials and is generally arranged at the national level. (For the United States, see the Price-Anderson Nuclear Industries Indemnity Act.)
Pet insurance insures pets against accidents and illnesses - some companies cover routine/wellness care and burial, as well.
Pollution Insurance. A first-party coverage for contamination of insured property either by external or on-site sources. Coverage for liability to third parties arising from contamination of air, water, or land due to the sudden and accidental release of hazardous materials from the insured site. The policy usually covers the costs of cleanup and may include coverage for releases from underground storage tanks. Intentional acts are specifically excluded.
Purchase insurance is aimed at providing protection on the products people purchase. Purchase insurance can cover individual purchase protection, warranties, guarantees, care plans and even mobile phone insurance. Such insurance is normally very limited in the scope of problems that are covered by the policy.
Title insurance provides a guarantee that title to real property is vested in the purchaser and/or mortgagee, free and clear of liens or encumbrances. It is usually issued in conjunction with a search of the public records performed at the time of a real estate transaction.
Travel insurance is an insurance cover taken by those who travel abroad, which covers certain losses such as medical expenses, lost of personal belongings, travel delay, personal liabilities, etc.